One of the fastest effects of Chapter 7 & 13 bankruptcy protection is the automatic stay provision, which generally prevents creditors from collecting debts from you. Often, we find our clients are suffering from stress, anxiety and depression due to constant harassment by creditors. Some of our clients even report in excess of 40 phone calls per day; embarrassing phone calls at work; stress inducing threats of legal action; all giving you stress and anxiety that is unnecessary.

With an automatic stay, creditors cannot call you or send you any more collection letters. Also, they must stop any legal action against you and cannot repossess your car or any other assets. In addition, the automatic stay could put an end to garnishment of your wages, even if the order has been issued.

Federal and state laws limit what a collector can do and say to collect a debt. If you are being abused by credit collectors, you may have a case against them for abusing your rights. From the minute you retain our firm as your attorney, the creditor is no longer allowed to contact you once they have been notified of the bankruptcy. We handle all the harassing calls from this point on!

Please talk to a bankruptcy lawyer today about what bankruptcy could do for you. Fill out the FREE LEGAL EVALUATION FORM and an experienced attorney will contact you to answer any of your questions.

We don't have to tell you that creditors can be annoying. But we can tell you that you may have the power to silence them.

DISCLAIMER: This web site is designed for general information only. The information presented at this site should not be construed to be formal legal advice, nor the formation of a lawyer/client relationship. Persons accessing this site are encouraged to seek independent counsel for advice regarding their individual legal issues.